Privacy Policy
What Does Genubank Do with Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires that we tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information that we collect and share depends on the product or service you have with us. This information can include:
- Social Security Number and Income
- Account Balances and Overdraft History
- Account Transactions and Checking account information
- Credit Reports/Scores
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons GenuBank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Questions?
Call (702) 912-0700 or visit us online: www.genubank.com.
Who We Are:
GenuBank
What We Do:
How does GenuBank protect my personal information?
To protect your personal information from unauthorized access and use, GenuBank has implemented security measures in line with applicable federal law. These measures include physical, electronic and procedural safeguards such as securing files, building, and limiting data access to only required employees.
How does GenuBank collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Apply for a loan
- Conduct a wire transfer
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes - information about your creditworthiness.
- Affiliates from using your information to market to you.
- Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing. See below for more rights under state law.
Definitions:
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Other Important Information
Special Notice for Nevada Residents
We are providing you this notice pursuant to Nevada law. Nevada requires that we provide contact information for the state’s Bureau of Consumer Protection to all consumers that do business with us. The contact information for the Bureau of Consumer Protection, of the Office of the Nevada Attorney General, is provided below.
Address: 555 East Washington Street, Suite 3900, Las Vegas, Nevada 89101
Phone: (702) 486-3132
Email: BCPINFO@ag.state.nv
Website: ag.nv.gov/About/Consumer_Protection/Bureau_of_Consumer_Protection/