Privacy Policy
What Does Genubank Do with Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires that we tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information that we collect and share depends on the product or service you have with us. This information can include:
- Social Security Number and Income
- Account Balances and Overdraft History
- Account Transactions and Checking account information
- Credit Reports/Scores
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons GenuBank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Questions?
Call (702) 912-0700 or visit genubank.com.
Who We Are:
GenuBank
What We Do:
How does GenuBank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does GenuBank collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Apply for a loan
- Conduct a wire transfer
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes.
- Affiliates from using your information to market to you.
- Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing. See below for more rights under state law.
Definitions:
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- GenuBank does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- GenuBank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- GenuBank does not jointly market.
Other Important Information
Special Notice for Nevada Residents
We are providing you this notice pursuant to Nevada law. Nevada requires that we provide contact information for the state’s Bureau of Consumer Protection to all consumers that do business with us. The contact information for the Bureau of Consumer Protection, of the Office of the Nevada Attorney General, is provided below.
Address: 555 East Washington Street, Suite 3900, Las Vegas, Nevada 89101
Phone: (702) 486-3132
Email: BCPINFO@ag.state.nv
Website: ag.nv.gov/About/Consumer_Protection/Bureau_of_Consumer_Protection/